FEATURED PUBLICATION
How Many Homes Does the UK Need?
Decades of lacklustre housebuilding and recent record migration have left the UK with a shortfall of more than 6.5 million homes. The debut research by Head of Housing Ben Hopkinson shows how the UK has fallen dramatically behind comparable European countries, with British families paying the price through unaffordable homes.

Remain or Leave? Weighing the Risks
Opportunities and risks come with both staying and leaving the EU. Politicians have handed the electorate a tough job. Read Andrew Tyrie’s well thought-out reasoning behind his decision to vote Remain in the June 23rd referendum.

The Great Overtake
The OECD forecasts that the UK’s GDP is expected to surpass Germany in the mid 2030s.

No End to the Greek Tragedy
Greece’s latest round of fiscal consolidation will hamper economic growth. Unless a package of targeted reforms that is aimed at improving competitiveness comes forward, the Greek economy will be destroyed.

A Convergence of Interests
Britain must build more houses. Last year, only 136,000 homes were completed in England. But 250,000 new homes a year are required if the Government is to meet its targets of 1 million new homes by 2020.

What of DB, in a TEE World?
The UK pensions and savings arena must be simplified in order to secure Britain’s long term savings future. We could gravitate to a purely TEE framework, which would require the accommodation of today’s EET-based defined benefit (DB) schemes.

How to Sell the Family Silver: Ignore the Banks
John Chown explains how the Government can fairly and efficiently sell the remaining bank shares without losing millions of pounds in the process.

The Lingering Travails of the Loi du Travail
Stringent labour laws are causing France’s labour market to underperform compared to European competitors – reform is now desperately needed.

The Workplace ISA
Michael Johnson urges the government to introduce a Workplace ISA to complement the recently announced Lifetime ISA. Auto-enrolment’s reach should then be expanded, and both the Lifetime and Workplace ISAs included within its legislative embrace.

Who will fix London’s housing crisis?
Ahead of the London mayoral elections both Sadiq Khan and Zac Goldsmith have pledged to boost housing supply. However, it is likely that building over the next four years will fall far short of the 50,000 new homes needed annually in the Capital.

UK income inequality is falling
The final incomes of the poorest households have – despite or because of the tax and benefit reforms – grown faster than the richest.

Dangerous Trends in Modern Legislation… and how to reverse them
The length of new Bills and the number of clauses they include is becoming so great that Parliament is unable to properly scrutinise them.

The Lifetime ISA: Potential next steps
The introduction of the Lifetime ISA, as first proposed by the CPS, is a triumph for savers. However the Government must now act to ensure that the full benefits of the new pensions product can be realised.

How do energy costs affect UK steel?
The UK’s energy and climate policies have exacerbated the problems faced by the steel industry by burdening it with punitively high electricity prices.

Budget 2016: a get out of jail free card?
The Chancellor has ducked much needed major reforms, but he still has a few get out of jail free cards…

Are the doommongers right about the UK economy?
Which is the greater economic risk: an impending recession or missing borrowing forecasts?